786-617-6119 [email protected]

DMI Loans is now Capital Home Loans

Thank You to all my clients that made it possible

I’m originally from Pennsylvania and followed my daughters here years ago as my priority is to be close to them. My babies! Over the past 20 years I’ve helped Hundreds of Families Buy their Homes & I can help you too! Here at Direct Mortgage Investors we have access to far more programs than a traditional lender all with very competitive rates. For those who don’t qualify today I will coach you on what to do so you can qualify. What’s the best option for you? Whether the answer is FHA, VA, Conventional or any other I have the programs & the expertise to make it happen. Home ownership is important for you & your family and I’m here for you.
-Mike Apgar

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85% of non-homeowners aspire to own a home

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More than 100% Greater Net Worth Homeowner vs renter

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Homeowners report homeownership a positive experience

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Homeowners believe over years it makes financial sense to own

Get Pre-Approved.

Any experienced realtor is going to want to see that you’re qualified for financing before they show you a home. I will get you fully prequalified so you can move forward with confidence.

 

Stay within your budget

You wanna enjoy your new home. Borrow responsibly and make sure you don’t overspend. Use my calculator to figure your principle & interest payments as often as you like.

 

Quick and Easy Process

Close on your home loan quickly and efficiently with me. We have built our no-hassle, streamlined loan process to specifically meet your needs. Find out why I’m the hardest working man in mortgages.

AMAZING

Mike and his team were nothing short of amazing. His response time was fast and helpful- day or night. He took his time with me to explain everything that I am signing up for since this is my first time buying a home. I only had a few weeks to close and this team did it seamlessly! Mike always worked for my best interest and was motivated to find me the best plan for what I felt comfortable with. I look forward to my friends buying homes so I can send them to Mike because I know they will get the best of the best experience.

Matt Harris

Capital Home Loans | DMI
5
2020-03-21T07:05:12+00:00

Matt Harris

Mike and his team were nothing short of amazing. His response time was fast and helpful- day or night. He took his time with me to explain everything that I am signing up for since this is my first time buying a home. I only had a few weeks to close and this team did it seamlessly! Mike always worked for my best interest and was motivated to find me the best plan for what I felt comfortable with. I look forward to my friends buying homes so I can send them to Mike because I know they will get the best of the best experience.

WONDERFUL

Mike was wonderful to work with. He was extremely patient and made sure we understood all the paper work. Never pressured us to make a decision. He always made himself available for us with any questions we had during the process. We just closed on our forever home & are so happy with the service.

Cathy Davidson 

Capital Home Loans | DMI
5
2020-03-21T06:38:10+00:00

Cathy Davidson 

Mike was wonderful to work with. He was extremely patient and made sure we understood all the paper work. Never pressured us to make a decision. He always made himself available for us with any questions we had during the process. We just closed on our forever home & are so happy with the service.

KNOWLEDGEABLE

I wish I was able to provide a 10-star review for Mike and the entire team for handling our home refinance so quickly and thoroughly. Mike and his team did an excellent job making sure that we took the time to get everything in order for my refinance and the entire process was done quickly and efficiently. I would definitely refer Mike to any and everyone I know. He's very knowledgeable, professional and is always a phone call or text away. My wife is very happy and it's all thanks to Mike

Scott Dullivan

 

Capital Home Loans | DMI
5
2020-03-22T04:27:00+00:00

Scott Dullivan

 

I wish I was able to provide a 10-star review for Mike and the entire team for handling our home refinance so quickly and thoroughly. Mike and his team did an excellent job making sure that we took the time to get everything in order for my refinance and the entire process was done quickly and efficiently. I would definitely refer Mike to any and everyone I know. He's very knowledgeable, professional and is always a phone call or text away. My wife is very happy and it's all thanks to Mike

COULD NOT BE HAPPIER

My wife and I had the privilege of working with Mike for the purchase of our home and we could not be more satisfied with the service we received from him. Mike not only knows what he is doing but he was very patient with us as he walked us through everything and answered every questions we had without getting frustrated. The process was very smooth and fast to a point where we had to be on top of our game in order to keep up with it. If you are new and anxious about getting a mortgage and you don't know what to expect, Mike is your guy. We were able to purchase a beautiful home and we could not be happier with our home and the type of loan we received. If anyone wants to have the experience we had, then I suggest you contact Mike for your mortgage needs.

Brian Marason

 

Capital Home Loans | DMI
5
2020-03-22T04:51:07+00:00

Brian Marason

 

My wife and I had the privilege of working with Mike for the purchase of our home and we could not be more satisfied with the service we received from him. Mike not only knows what he is doing but he was very patient with us as he walked us through everything and answered every questions we had without getting frustrated. The process was very smooth and fast to a point where we had to be on top of our game in order to keep up with it. If you are new and anxious about getting a mortgage and you don't know what to expect, Mike is your guy. We were able to purchase a beautiful home and we could not be happier with our home and the type of loan we received. If anyone wants to have the experience we had, then I suggest you contact Mike for your mortgage needs.

BEYOND MY EXPECTATIONS

Mike's service was beyond my expectations. His customer service and follow up is exceptional. I'm a realtor and nothing is more important than working with a great mortgage broker that I can rely on. Throughout different transactions that we had worked together, I feel confident that Mike is going to help each customer with the best program for them to become new homeowners.

Realtor- Andrea Hidalgo

Capital Home Loans | DMI
5
2020-04-17T00:36:09+00:00

Realtor- Andrea Hidalgo

Mike's service was beyond my expectations. His customer service and follow up is exceptional. I'm a realtor and nothing is more important than working with a great mortgage broker that I can rely on. Throughout different transactions that we had worked together, I feel confident that Mike is going to help each customer with the best program for them to become new homeowners.

TRUE PROFESSIONAL



I wasn't thrilled with the idea of purchasing a new home, but I must say Mike helped make the process super smooth. He was available to answer any questions, provide guidance and offer advice throughout the whole process. He worked with my realtor to make sure everything stayed on track even though we had a super-fast closing. There truly was not one constructive thing I could think of that he could have improved upon. Impressive, start to finish. A true gentleman and professional.

Kyle Bowin

Capital Home Loans | DMI
5
2020-03-21T07:18:16+00:00

Kyle Bowin

I wasn't thrilled with the idea of purchasing a new home, but I must say Mike helped make the process super smooth. He was available to answer any questions, provide guidance and offer advice throughout the whole process. He worked with my realtor to make sure everything stayed on track even though we had a super-fast closing. There truly was not one constructive thing I could think of that he could have improved upon. Impressive, start to finish. A true gentleman and professional.

CLOSING COST PAID FOR

Mike helped us purchase our first home and we couldn't be happier with everything. We reached out and he was always professional and knowledgeable about the process. We took his recommendation to work with a local realtor and the whole process was very smooth and easy. We even got our closing costs paid for. Highly recommend Mike and his whole team to anyone looking to move!

 

Aaron Holden

Capital Home Loans | DMI
5
2020-03-22T03:58:08+00:00

Aaron Holden

Mike helped us purchase our first home and we couldn't be happier with everything. We reached out and he was always professional and knowledgeable about the process. We took his recommendation to work with a local realtor and the whole process was very smooth and easy. We even got our closing costs paid for. Highly recommend Mike and his whole team to anyone looking to move!  

REMARKABLE

What a remarkable experience I had with Mike using his years of experience and professionalism to make my dream come true. I contacted Mike the last week in October to start my application and turned my keys in Nov. He manages a seem-less operation from start to finish. Very professional, responsive regardless of the time of day or day of the week - Thanks Mike and to your amazing crew. Processors never asked for anything twice and were very deliberate in ensuring I was well informed, completed everything accurately and always knew my next step.

Anthony Williams

Capital Home Loans | DMI
5
2020-03-22T04:38:35+00:00

Anthony Williams

What a remarkable experience I had with Mike using his years of experience and professionalism to make my dream come true. I contacted Mike the last week in October to start my application and turned my keys in Nov. He manages a seem-less operation from start to finish. Very professional, responsive regardless of the time of day or day of the week - Thanks Mike and to your amazing crew. Processors never asked for anything twice and were very deliberate in ensuring I was well informed, completed everything accurately and always knew my next step.

DEFINITELY RECOMMEND HIM



Mike and his people were very helpful, and responsive. We would definitely recommend him if you are looking for a stress-free mortgage process. Thank you for all your help!

Kevin Graham 

Capital Home Loans | DMI
5
2020-03-22T05:08:38+00:00

Kevin Graham 

Mike and his people were very helpful, and responsive. We would definitely recommend him if you are looking for a stress-free mortgage process. Thank you for all your help!

MADE HOME BUYING SIMPLE



As first time home buyers, we did not have any insight into the home buying process. Mike and his team made navigating the logistics around home buying simple. They were extremely responsive and reached out any time there was an update to our loan application. He gave us multiple options for loans and went out of his way to find us the best deal available. Throughout the entire process, we felt that he was looking out for us and truly wanted what was best for us. He was able to answer all of our questions. Days before closing, the title company (which the seller choose) was dragging their feet and it was Mike and his team that pushed them to give us our final numbers just in time to close without any issues. We are extremely grateful for all the help that he and his team provided.

Melissa Fassett  

Capital Home Loans | DMI
5
2020-03-22T05:23:21+00:00

Melissa Fassett  

As first time home buyers, we did not have any insight into the home buying process. Mike and his team made navigating the logistics around home buying simple. They were extremely responsive and reached out any time there was an update to our loan application. He gave us multiple options for loans and went out of his way to find us the best deal available. Throughout the entire process, we felt that he was looking out for us and truly wanted what was best for us. He was able to answer all of our questions. Days before closing, the title company (which the seller choose) was dragging their feet and it was Mike and his team that pushed them to give us our final numbers just in time to close without any issues. We are extremely grateful for all the help that he and his team provided.
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Capital Home Loans | DMI