REFINANCING

There are many reasons homeowners consider home refinancing. Perhaps mortgage rates have fallen since you purchased your home. Maybe you are weighing the pros and cons of consolidating existing higher-interest loans. Maybe your credit score has improved, qualifying you for a lower mortgage rate. Or, perhaps you currently have an adjustable-rate mortgage (ARM) but would prefer a fixed-rate mortgage. Some homeowners want to tap their home’s equity with a ‘cash out’ that can then be used to fund home improvements or other family needs. Whatever your reason for refinancing may be, we can help!